Pet health: Should you buy insurance for your dog?
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Q: My three year-old Basenji mix, Ginger, is limping, and I’m pretty sure it’s going to be expensive. Would you recommend pet insurance in my case? If so, do you have any tips on which kind?

A: I’ll confess: I’m a pet health insurance devotee … and you should be too. After all, if a veterinarian (me) thinks it’s worthwhile to insure her own animals, you should probably consider purchasing policies for your own pets, too.

Pet insurance works. It may not be perfect for everyone in all situations, but I don’t have a single insured client who regretted the decision to purchase a policy, whether they ended up needing its protection or not.

But here’s the thing: While every pet health insurance company I know of will be happy to offer Ginger a policy for any future issue, none will cover her current problem.

Still, that doesn’t mean you shouldn’t get a policy for Ginger. In fact, this crisis should be a wake-up call. Maybe next time it’ll be something even worse than an orthopedic emergency. You’ll never want to wish you had purchased pet health insurance.

Trouble is, so many choices can be confusing. Here’s a simple checklist of issues you’ll want to look into as you undertake this simple process:

1: Is it pet health insurance? Are you purchasing a pet hea…………… continues on

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