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Pet Insurance Tips http://pet-insurance.insurepoints.com Just another insurepoints.com site Fri, 11 Sep 2015 17:06:00 +0000 en hourly 1 http://wordpress.org/?v=3.0.3 Pet insurance and Care Credit http://pet-insurance.insurepoints.com/pet-insurance-and-care-credit/ http://pet-insurance.insurepoints.com/pet-insurance-and-care-credit/#comments Fri, 11 Sep 2015 17:06:00 +0000 administrator http://pet-insurance.insurepoints.com/pet-insurance-and-care-credit/ Pet insurance and Care Credit
News from Tampa Bay Newspapers:
Have your finances ever restricted veterinary care decisions? Our pets look to us for everything and when finances prevent us from giving them the very best medical care, the result can be heart breaking.

Veterinary Pet Insurance and Care Credit are two very helpful options when confronting the cost of a veterinary bill. I have worked in the veterinary field for 18 years, and I know that these two options have provided financial and emotional relief for many pet parents when helping their sick or injured pets.

Pet Insurance

Veterinary pet insurance is a relatively new idea in the United States. The pet insurance business has grown so quickly over the past few years as more and more pet parents become informed of its benefits. Is pet insurance for everyone? Well, that depends on many factors. Buying pet insurance is both an economic and an emotional decision, based on your personal financial situation. It depends on what you are willing to pay for peace of mind. Just because you have a healthy pet now does not mean that health problems may not arise in the future. The earlier in your pets life that you purchase pet insurance the better. If you wait too long, pre-existing conditions may affect the type of insurance offered.

How does pet insurance work?

Pet insurance is a little bit different then insurance for…………… continues on Tampa Bay Newspapers

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2 pcs in packet 17.3 inch Laptop Sticker Notebook Skin Sticker Cover Art Decal Fits Laptop HP Dell Lenovo Asus Compaq Asus Acer Computers pet insurance


2 pcs in packet 17.3 inch Laptop Sticker Notebook Skin Sticker Cover Art Decal Fits Laptop HP Dell Lenovo Asus Compaq Asus Acer Computers pet insurance
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I used to think pet insurance was a ripoff. Here’s why I changed my mind. – Vox http://pet-insurance.insurepoints.com/i-used-to-think-pet-insurance-was-a-ripoff-heres-why-i-changed-my-mind-vox/ http://pet-insurance.insurepoints.com/i-used-to-think-pet-insurance-was-a-ripoff-heres-why-i-changed-my-mind-vox/#comments Wed, 19 Aug 2015 00:55:23 +0000 administrator http://pet-insurance.insurepoints.com/i-used-to-think-pet-insurance-was-a-ripoff-heres-why-i-changed-my-mind-vox/ I used to think pet insurance was a ripoff. Here’s why I changed my mind. – Vox
News from I used to think pet insurance was a ripoff. Here’s why I changed my mind. – Vox:

There are few things I love more than my dog Spencer. He is a goofy, adorable 25-pound rescue beagle from West Virginia. He is always excited to see me. And he rocks a lobster costume like no other canine.

spencer

spencer

Spencer does not enjoy his lobster costume nearly as much as I do. (Sarah Kliff/Vox)

Spencer is also a horrific sinkhole for money. His medical bills this year are higher than mine. I’ve spent at least $ 1,677 on veterinary care for Spencer since I adopted him last August. There was the $ 400 bill in July when he had an unfortunate run-in with a bone, and another $ 355 when I thought he had a parasite living in his stomach (turns out he is just a very hungry dog). And t…………… continues on I used to think pet insurance was a ripoff. Here’s why I changed my mind. – Vox

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Principles Of Insurance


<br />
This is a reproduction of a book published before 1923. This book may have occasional imperfections
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such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact,
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or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections,
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have elected to bring it back into print as part of our continuing commitment to the preservation of printed works
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worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.
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The below data was compiled from various identification fields in the bibliographic record of this title. This data is provided as an additional tool in helping to ensure edition identification:
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<br/><br/>&lt;title&gt; Principles Of Insurance<br/><br/>&lt;author&gt; William Franklin Gephart<br/><br/>&lt;publisher&gt; The Macmillan company, 1911<br/><br/>&lt;subjects&gt; Insurance, Life; Life insurance
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Should You Spring for Pet Insurance? - http://pet-insurance.insurepoints.com/should-you-spring-for-pet-insurance/ http://pet-insurance.insurepoints.com/should-you-spring-for-pet-insurance/#comments Mon, 27 Apr 2015 23:21:50 +0000 administrator http://pet-insurance.insurepoints.com/should-you-spring-for-pet-insurance/ Should You Spring for Pet Insurance? -
News from Savings Experiment – DailyFinance:
We all love our pets, but when your furry friend gets hurt or sick, the medical expenses can be more than your budget can handle. Here we help you determine whether pet insurance is worth the investment.

Let’s start with the three different types of coverage you can get. Accident coverage is the most common and every pet health insurance company should offer this, regardless of your pet’s age. Meanwhile, illness coverage is more limited and becomes more expensive as your pet gets older. Finally, wellness coverage is for routine annual exams, and according to Consumer Reports and Checkbook.org, it’s not generally worth the cost since an annual checkup is usually something you can safely cover on your own. In this case, paying your vet directly can help you to avoid the extra sales charges from the insurance company.

Next, do a little research to understand exactly what the insurance will cover. Coverage varies from policy to policy so pay close attention to the terms for each plan. In general, most policies will cover things like diagnostic tests, surgeries, medications and treatment. Dental work and preexisting conditions are usually not covered, so keep that in mind.

One last thing to consider are the factors that will affect the cost of your insurance. While most companies offer a variety of plans for every budget, how much you pay depends on factors like…………… continues on Savings Experiment – DailyFinance

… Read the full article


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Beagles (Complete Pet Owner’s Manual)
One of America’s favorite dog breeds is profiled in detail in this newly updated pet manual. Even-tempered and typically gentle in…
Natural Pet Care: Your Guide to Raising Healthy, Happy Pets
A happy, healthy pet is the goal of every good pet owner. We want our best friends to live long, healthy, and trouble-free lives.
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Is It Worth Taking Out Pet Insurance? http://pet-insurance.insurepoints.com/is-it-worth-taking-out-pet-insurance/ http://pet-insurance.insurepoints.com/is-it-worth-taking-out-pet-insurance/#comments Mon, 27 Apr 2015 04:53:23 +0000 administrator http://pet-insurance.insurepoints.com/is-it-worth-taking-out-pet-insurance/ Is It Worth Taking Out Pet Insurance?
News from Nasdaq:

The North American Pet Health Insurance Association notes that the pet healthcare industry costs pet owners an astronomical $ 15.25 billion per year, over a fourth of the total $ 58.5 billion spent annually by pet owners.

With over 179 million documented pets in America and Canada alone, pet insurance is on the rise. Although only about one in every 200 pets carries coverage, the industry is growing at an average 13.2 percent a year.

Pet insurance comes in a variety of options, from basic offerings available through most pet insurers, to more difficult to secure options such as lifetime, high-level coverage. Savings Experiment categorizes these types of coverage available to interested pet owners as accident coverage, illness coverage and wellness coverage.

“Wellness coverage is for routine annual exams,” Savings Experiment reports, “and according to Consumer Reports and Checkbook.org, it’s not generally wort…………… continues on Nasdaq

… Read the full article


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Theory and Practice of Insurance


Insurance is a concept, a technique, and an economic institution. It is a major tool of risk management, and plays an important role in the economic, social, and political life of all countries. Economic growth throughout the world has even expanded the role of insurance. Theory and Practice of Insurance aims to describe the significance of insurance institutions, the reasons they exist and how they function. The author emphasizes fundamental principles in risk and insurance, using an international frame of reference. This volume begins with an introduction to the concept of risk, then proceeds to cover insurance and its relationship to the economy; the principles of risk management and insurance; and the characteristics and performance of insurance companies.
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Pet Insurance in the US Industry Market Research Report from IBISWorld Has … http://pet-insurance.insurepoints.com/pet-insurance-in-the-us-industry-market-research-report-from-ibisworld-has/ http://pet-insurance.insurepoints.com/pet-insurance-in-the-us-industry-market-research-report-from-ibisworld-has/#comments Mon, 20 Apr 2015 07:56:35 +0000 administrator http://pet-insurance.insurepoints.com/pet-insurance-in-the-us-industry-market-research-report-from-ibisworld-has/ Pet Insurance in the US Industry Market Research Report from IBISWorld Has …
News from Benzinga:

Rising costs of veterinary care and mounting consumer awareness of industry offerings have led to growth in sales of pet insurance. For this reason, industry research firm IBISWorld has updated a report on the Pet Insurance industry in its growing industry report collection.

(PRWEB) April 17, 2015

Despite accounting for only a marginal portion of the broader Property, Casualty and Direct Insurance industry, rapidly increasing consumer awareness and acceptance of industry offerings has benefited the Pet Insurance industry substantially over the five-year period. According to the latest available data from the Department of Clinical Veterinary Science and the Pet Food Institute, 30.0% of pets in Sweden and 23.0% of pets in the United Kingdom are covered by pet insurance policies. Alternatively, only 1.0% of domestic pets are insured; yet, this figure continues to rise and will provide the basis for sustained industry growth. More specifically, over the five years to 2015, industry revenue is anticipated to rise at an annualized rate of 10.9% to reach $ 721.0 million; this growth includes an expected 12.6% increase in revenue in 2015 alone.

According to IBISWorld Industry Analyst Stephen Hoopes, “Pet…………… continues on Benzinga

… Read the full article


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Solving the Pet Insurance Puzzle: 3 Questions Consumers Need to Ask http://pet-insurance.insurepoints.com/solving-the-pet-insurance-puzzle-3-questions-consumers-need-to-ask/ http://pet-insurance.insurepoints.com/solving-the-pet-insurance-puzzle-3-questions-consumers-need-to-ask/#comments Thu, 16 Apr 2015 12:16:07 +0000 administrator http://pet-insurance.insurepoints.com/solving-the-pet-insurance-puzzle-3-questions-consumers-need-to-ask/ Solving the Pet Insurance Puzzle: 3 Questions Consumers Need to Ask
News from Benzinga:

From deductibles to pre-existing conditions, Petplan shares advice for pet parents

Newtown Square, PA (PRWEB) April 13, 2015

It’s no secret that pets are a part of the family; Americans spent an estimated $ 58.5 billion keeping them happy and healthy in 2014.* With veterinary care being the second highest annual expense people face, many are turning to pet insurance to help ease the financial burden. Pet parents are more aware of pet insurance now than ever before thanks to organizations like AARP, who began offering exclusive member discounts on Petplan pet insurance in 2014, and insurance providers like Farmer’s and Nationwide, who inked deals with Pet’s Best and VPI respectively.

With more than a dozen providers in the market, picking the right pet insurance plan can be daunting – but considering that every six seconds a pet parent is faced with a vet bill over $ 3,000,** the need for coverage is critical. Here are three questions consumers should always ask before buying a policy:

1. Does the policy cover all illnesses and injuries as standard?
A good value plan will include coverage for hereditary and chronic conditions as standard – which means there’s no need to purchase add-ons to basic coverage. Options to buy things like hip dysplasia riders or additional coverage for chronic diseases like cancer or diabetes should rai…………… continues on Benzinga

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Is Pet Health Insurance Worth It? http://pet-insurance.insurepoints.com/is-pet-health-insurance-worth-it/ http://pet-insurance.insurepoints.com/is-pet-health-insurance-worth-it/#comments Sat, 11 Apr 2015 04:04:43 +0000 administrator http://pet-insurance.insurepoints.com/is-pet-health-insurance-worth-it/ Is Pet Health Insurance Worth It?
News from Newsmax:
Healthcare costs for Fido or Fluffy can rival those for human patients. But is pet health insurance the way to go?

Consumer advocates say numerous factors should be taken into consideration, if you’re thinking about going with a pet insurance policy, Fox News reports in an analysis of the pros and cons.

For instance, certain breeds have higher health risks and may cost too much to insure. Others may be prone to costly healthy chronic conditions that would be best handled by insurance.

The bottom line: Pet insurance is not for everyone. If you are able to afford hundreds or even thousands of dollars of pet care, you may not need pet insurance. On the other hand, if you would pay whatever it costs to treat a sick pet, you may want to consider insurance.

© 2015 NewsmaxHealth. All rights reserved.

…………… continues on Newsmax
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PAWS AND REFLECT | Know what you’re getting with pet insurance http://pet-insurance.insurepoints.com/paws-and-reflect-know-what-youre-getting-with-pet-insurance/ http://pet-insurance.insurepoints.com/paws-and-reflect-know-what-youre-getting-with-pet-insurance/#comments Wed, 08 Apr 2015 22:45:54 +0000 administrator http://pet-insurance.insurepoints.com/paws-and-reflect-know-what-youre-getting-with-pet-insurance/ PAWS AND REFLECT | Know what you’re getting with pet insurance
News from Madison Park Times:

A question that I hear quite frequently from clients is whether pet insurance is worth it. The answer to this question is not really black-or-white, however. There are a lot of factors that can go into your decision to purchase a pet insurance policy.

Of course, you can expect that your pet will require veterinary care during its life, with regular checkups, vaccinations, flea prevention, fecal testing, etc. But what if an emergency pops up out of the blue? Or your pet becomes ill when you least expect it and requires extensive diagnostics and treatments? These types of unknowns in the span of your pet’s life can potentially come with a hefty cost.

Pet insurance is not widely owned by pet parents, albeit this is changing every day. The premiums can be expensive, depending on what company you choose to go through and which policy you purchase. You will also need to remember t…………… continues on Madison Park Times

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Moral Hazard in Health Insurance


In this short and accessible book, Amy Finkelsteinwinner of the 2012 John Bates Clark awardtackles the tricky question of moral hazard, which is the tendency to take risks when the cost will be borne by others. Kenneth J. Arrow’s seminal 1963 paper, Uncertainty and the Welfare Economics of Medical Careincluded in the volumewas one of the first to explore the implication of moral hazard for healthcare, and in this book, Finkelstein examines this issue in the context of contemporary American health care policy. Showcasing research from a 1972 RAND experiment and her own findings from an ongoing Medicaid study in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction from Joseph Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow.
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Medica Fetches Distributor Role for Pet Insurance via Agreement with Pets Best http://pet-insurance.insurepoints.com/medica-fetches-distributor-role-for-pet-insurance-via-agreement-with-pets-best/ http://pet-insurance.insurepoints.com/medica-fetches-distributor-role-for-pet-insurance-via-agreement-with-pets-best/#comments Sun, 05 Apr 2015 19:33:02 +0000 administrator http://pet-insurance.insurepoints.com/medica-fetches-distributor-role-for-pet-insurance-via-agreement-with-pets-best/ Medica Fetches Distributor Role for Pet Insurance via Agreement with Pets Best
News from Insurance News Net:

MINNETONKA, Minn. & BOISE, Idaho–(BUSINESS WIRE)– Beginning today, dog and cat pet parents have a one-stop shop for health insurance for all members of the family. Medica, a leading regional provider of individual and family insurance based in Minneapolis, and Pets Best Insurance Services, LLC (Pets Best), a leading U.S. pet insurance brand, have joined forces to offer a convenient way to learn about insuring cats and dogs.

Medica now can refer interested pet parents to Pets Best for a policy. Pet parents need not have a Medica policy to rece…………… continues on Insurance News Net

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The Ultimate Guidebook to Dog Health
Being a dog owner is a deeply rewarding experience. The companionship and loyalty you develop with your animal is a wonderful and …
A policy for your pet; Insurance can protect you and your dog or cat from future shock in case of illness or accident.(Special Section 5): An article from: Winnipeg Free Press
This digital document is an article from Winnipeg Free Press, published by Thomson Gale on March 31, 2007. The length of the artic…
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UK Pet Insurance Industry Examined by Timetric in In-demand Market Research … http://pet-insurance.insurepoints.com/uk-pet-insurance-industry-examined-by-timetric-in-in-demand-market-research/ http://pet-insurance.insurepoints.com/uk-pet-insurance-industry-examined-by-timetric-in-in-demand-market-research/#comments Sat, 04 Apr 2015 08:12:19 +0000 administrator http://pet-insurance.insurepoints.com/uk-pet-insurance-industry-examined-by-timetric-in-in-demand-market-research/ UK Pet Insurance Industry Examined by Timetric in In-demand Market Research …
News from Insurance News Net:

London, UK (PRWEB) April 03, 2015

Notwithstanding the deep recession and a decrease in household incomes, demand for pet insurance remains strong in line with advancements in veterinary treatment and surging veterinary fees. Household spending on veterinary care grew by 22.2% during 2008-2012. Despite fast-paced growth, pet insurance market penetration was low, with close to 46% of dogs and 66% of cats left uninsured as of 2012, lelading to enormous potential for providers of new products. The hike in fraudulent claims and claims inflation are a growing concern for et insurance providers.

The pet insurance sector is expected to gain momentum in the coming years, fuelled by the skyrocketing cost of claims and soaring veterinary bills; the category is projected to post a CAGR of 11.3% through to 2017. Gross written premiums collected in the pet insurance category are expected to reach GBP 1.1 billion (around USD 1.72 billion) by end-2017.

The market is highly consolidated, however, the competition is growing stonger. The category has also seeen a growing tendency of insurers to conclude affinity deals with retailers, charities, vets and animal welfare organisations. Great Lakes Reinsurance (UK) Plc, QBE Insurance (Europe) Ltd, Allianz Insurance Plc, Royal & Sun Alliance Insurance Plc, Axa UK Plc, Zenith Insurance Plc, P…………… continues on Insurance News Net

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St. Petersburg Insurance Co.


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