Ask the Vet: Pet insurance helps with costs
News from The Desert Sun:

Dr. Gail Cutler 5:45 p.m. PDT June 5, 2014

I just got a Giorgio, a beagle mix puppy, and my friend suggested I get pet insurance. How does that work?

It is inevitable that you will incur some medical expenses over Giorgio’s lifetime. Hopefully, he will stay healthy, but there may be unexpected costs that you will be thankful you have insurance.

There are different kinds of pet insurance. Some handle only illness or accidents, whereas others will also cover routine visits. Pet insurance is a reimbursement program and there is no required network. You would pay the veterinary bill for Giorgio and then file with the insurance company for reimbursement. Pet insurance would apply to services at any veterinary clinic.

Most pet insurance has premiums, deductibles, co-pays and maximum payouts. And they usually will not cover pre-existing conditions. There are a number of pet insurance companies. It is a good idea to do some on…………… continues on The Desert Sun

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